Posted: May 24, 2010 at 7:42 pm
Anyone who has ever discussed the Euro with me knows that I have always been weary of the currency. I’ve long said that it was a bad idea at the core and that it would only be a matter of time before things got bad, and when they did, it would be disastrous. With the modern Greek Tragedy of over-reaching, government spending being experienced in other Eurozone Nationstates as well, it is becoming more and more obvious that you cannot have a fiat currency being used by multiple nations without giving up all of your sovereignty to the greater power. Yet more countries and politicians look to government, the single greatest source of the problem, to be the answer.
The core of this problem is that although the Euro was designed to be an international monetary powerhouse against the dollar, each individual country set their own policies in the terms of how money is spend, what is being used for social services, unemployment, domestic and foreign politices, etc.
The Euro, like the dollar, is Fiat Currency. Which means that the money has value only because the issuing government tells us that it has value. We have to, in that regard, have faith in the issuing nation that the money is worth something. The stronger a nation is in terms of economic might, production, debt, etc means the stronger the world will trade the currency. This is why the American Dollar has been consistently worth more than say, the Mexican peso. This is also the reason that while our economy dropped and unemployment climbed, our dollar didn’t go as far when we went over into Windsor for a night at the casino or bar hopping haven for the 19 and 20 year old crowd.
It was simple: Faith in our government dropped, so the value in our money dropped. In that instance, it is nobody’s fault but our own, and we have nobody to blame. In the EU, however, things are a little different.
With a currency used by 16 nations based on faith in those nations, there is a recipe for disaster. In times of economic growth, it works quite well. Trade is easier and stable between nations, an in a place where you can hop a train and travel through a dozen different cultures in a dozen days, there is an obvious draw to this form of currency. However when the economy turns, the countries that have done well with their domestic policy will do well, while the countries that have been mismanaged will dive quickly. It’s no different than companies during a recession, the strongest will survive and the weakest will crash (unless of course, the government bails them out, another bad idea).
The Euro turned Europe into a world where everyone is as strong as the weakest link. So when Greece hits the bottom and hits it hard, it affects the value of the Euro. Remember, fiat currency is simply faith in the governments. Greece takes a down turn, a nation like Germany is faced with 3 options: 1) Keep Greece afloat so they don’t drag down the whole EU and Euro, 2) No nothing and watch them drag the Euro Down, or 3) Hope to expel them out of the EU or the Eurozone. Neither is a good situation, and for the german (and other nations which have weathered the storm well) people, this is down right insulting: We have to ask them to pay for another country’s problems. If I was a german citizen and my taxes had to go up because people in greece screwed up, I’d be furious.
But that is exactly what is happening. Safeguards were weekly put in place for the Euro, starting with the Maastricht Treaty do that weak economies would’t be admitted. However, things don’t stay perfect forever. And they will drag down everyone else.
A unit of currency that is only valued based on government faith is a bad idea to begin with. While there is a great argument to be made for the 3% (ish) GDP growing every year, this arbitrary number doesn’t always work. It causes inflation which taxes the people by de-valuing their money. After all, if the cost of living and price of consumer goods and utilities rises by 3% every year, and you don’t get at least a 3% raise every year, you fall into the trap of getting further and further behind every year. A solid stable currency such as gold or silver would be a more financial background to a currency.
But when you have to deal with multiple nations at once, fiat currency can not and will not work. When country A has a good system for economic growth and country B is so screwed up they’re on the verge of bankruptcy, all hell breaks loose. The currency becomes unstable, going up and down as the market speculates on how things will turn out. Then you have people like Spain who continue to think that more government is the answer, as they nationalize banks and drive the euro further towards the center of the earth.
We are watching this unfold right before our very eyes every single day. The only way to get a fiat currency to work between nations is to give up all sovereignty over your country’s right to decide how to run your economy. Things like the Lisbon treaty are already moving in this direction, and Europe may become 1 single entity under one financial and economic cover, so that it is no longer about France, Germany or Greece, but about Europe and European Unity. Kiss these great countries goodbye one after another as they lose their rights to make their own decisions for the ability to have a “stable” currency system. Personally, I find it sickening to watch countries give way to larger umbrella governments and institutions like the UN, the EU, The ECP and the IMF.
The lessons to be taken are simple: Sovereignty and Currency go hand in hand, you either have local control or international control. When things are good, things are good, and when they’re bad they’re bad for everyone, even those who did a good job of staying on top of things.
The time has come to end the Euro before it becomes a burden on modern society for people in all corners of the globe. Big government needs to be eradicated in favor of sovereignty, individual national rights and the power for a country to control their own currency, fiat or otherwise. Before it’s too late.
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Posted: January 10, 2010 at 3:11 pm | Tags: bank, barb dempsey, Business, Car, cars, country, culture, economic growth, Economics, Election, elections, Fail, fraud, Government, map, master Plan, Mount Clemens, Nature, news, picture, Pictures, Politics, profiles, public, representation, school, School Board, Ward, warren, website, work
With a city government that is strapped for cash, has no idea how to spur economic development and has been given clown noses to wear at commission meetings, it’s no wonder Mount Clemens is in the mess that it is. There is no perfect solution for these (and the other issues facing the city), but if we do not start taking steps in the right direction soon, then the city will go downhill, and fast. Think South Warren fast. A big underlying issue is that the people are not represented in city government; they have no say in what happens.By switching out system from electing all city commissioners at large to a ward system that will allow for neighborhoods to be more represented, give the voters a better choice, and encourage more people to vote and to run for office.
A ward system, for those who don’t know, is where the city is divided up into parts, and each part is represented in government by an elected individual. If there are parts A, B, C, and D then people from Ward A can only vote for a candidate who lives in ward A, and so fourth. This is exactly what activist and former mayoral candidate Gloria Haller is proposing, thus far it has gotten public support from former school board member Joe Rheker and sitting board member Larry Humphrey, while getting opposition from Mayor Barb Dempsey.
Much of this is the fault of the people themselves. If you don’t vote, then you are held prisoner by those that do (of course, not voting because you have no candidate you want to vote for is completely different). And there are even less people who are willing to step up to the plate and run for political office.
This issue borderlines cronyism, where a section of the city breeds all the people who will run it. How bad is it? There is only one elected official in Mount Clemens who lives north of Cass Avenue: School Board President Earl Rickman.
This map shows where the Mayor, the City Commission, and the School Board members live.
The southern 2 neighborhoods control the whole city of Mount Clemens
This map is taken directly from the new Master Plan of Mount Clemens. This is the neighborhood map, and from what I can tell by itself, is very accurate. Neighborhoods 7 and 10 (which also correspond with current voting precincts 2 and 9) run the entire show.
Driving through these areas, it’s not hard to see where this is different from the rest of the city. These are the nicest neighborhoods in town, and the people that live there are likely to be the most successful, college educated and have a little extra cash in the bank. Others who live in these neighborhoods include long time Mount Clemens High School Principal Nelson Jackson, Charter Commission President Jake Femmineneo, and former Congressional Democratic Whip David Bonior.
Due to the nature of these ares, it’s not surprising that these people are more likely to vote and more likely to run for office themselves. Voter data all across the country will give similar stories: higher income and better education almost always lead to higher voter turnout.
Due to the small voter turnout in Commission and School Board elections, there is absolutely no need to run a city-wide campaign if you are seeking office. If you win precincts 2 and 9 (on election day and the absentee), you’ve just won the election. I know this first hand, I won 14 of 17 precincts last year when I ran for school board and still lost the election, having lost precincts 2 and 9 and tied in precinct 1. This means that when you run a campaign, knocking on doors all over the city means nothing.
We have a culture where only 2 neighborhoods elect the officials. With all these politicians in the same area, it’s no wonder that they breed more politicians from the same neighborhoods. And when your friends and neighbors are all running for something, you get to know them pretty well, even if you already didn’t.
When election time rolls around, someone from neighborhood 7 will see a name on the ballot he recognizes. Maybe it’s his friend or long-time neighbor. Maybe he’s knocked on your door to talk to you about the campaign or you’ve gotten something in the mail from his committee. Over the years you might have seen this candidate washing their car or doing their own landscaping, maybe even playing ball with the kids and the family dog on the front lawn.Maybe your kids are friends with theirs, and they walked to school together, or even dated! Either way, it’s a community within a community. And this is someone you know either through reputation or just because you’ve seen them out and about and know they’re a “good person”.
That same person in neighborhood 7 might also see another name on the ballot. Someone who knocked on their door once or twice during the campaign. You’ve never met them beforehand, and you don’t know what kind of person they are. They seem very nice and very well intentioned, but aside from a quick conversation and a little reading, you know nothing about this candidate’s character, how he conducts his life, or anything else other than what he wants you to know.
When election day comes, guess who is going to get the vote?
Meanwhile, why would someone from neighborhood 9 even consider voting on election day? They may see a handful of names on the ballot, where none of which have knocked on their door or given them any information. If they are an informed voter they may have read their profile in the C&G paper or Macomb Daily and seen their website if they have one, but that’s it. And odds are, they are someone from the other side of town, who lives in a very different part of Mount Clemens than you do. So different in fact, that if you were shown pictures of the different neighborhoods side by side, you would never know that it’s the same city. It’s easy for people to not vote when they don’t feel represented, and that’s exactly what happens.
For someone who wants to make a difference, running an election is difficult if you don’t live in the right neighborhood. The people that statistically always vote will be harder to win over when they don’t already know you. Especially when one of their neighbors in on the ballot. And when you see all of your neighbors putting up yard signs for the local guy, you start to think “well these guys are all like me, and this is who they like, so this candidate must be my kind of guy”.
The machine just generates more cogs. The candidates ignore the rest of the city, as they don’t have to answer to them. It matters not what they do as long as they appease their neighbors.
By putting the city into a ward system, we eliminate this. This will allow people from different neighborhoods to elect someone who they know, who they may have known for a long time. This will allow the candidate to take their message right to the people, instead of trying to impress folks from the “rich side of town” into voting for them over one of their neighbors. This will entice more people to run for commission as the campaigns will be easier to manage with a smaller geographical area and less expensive to run with a smaller voter base to work with.
At meetings, this will bring new, fresh perspectives to the table. Mount Clemens, despite being small, is not small the way that Armada, Romeo, or Oxford is small. We are one of the most diverse cities in Macomb County, with different ethnic groups, races, ages, incomes, lifestyles and viewpoints. Because of this, we are underrepresented across the board. And as the old saying goes, “No Taxation without Representation”.
This will also make sure that there is no cronyism in board appointments or replacements: people will be elected by their neighbors come special election or anything else. For example, take a look at the map again. Towards the bottom there are 2 shapes that overlap, one of those is a newly appointed school board member and the other is a siting elected board member. I am not making accusations against the qualifications of newly appointed school board member Laura Kropp. But I will say that it surprises me not one bit that despite being the voter’s 2nd choice to sit on the board last May, I was passed up for appointment that was given to a sitting board member. And while I have no evidence to support this theory, it wouldn’t surprise me one bit of she was “asked” by her neighbor to apply for the appointment, so the board could use the opportunity to pass me over.
Opponents of the Ward plan say that it will force the new commissioners to only serve their neighborhoods, as opposed to the city at large. This point is downright laughable. If the current commissioners are doing their best to work for Mount Clemens as a whole then the system needs obvious reform. Because right now, it isn’t working.
Let me say that again: the current system is NOT working. Businesses are closing up left and right, neighborhoods are in decline, and people are moving out. The current elected officials have failed us.
The more realistic story is that they are not serving the community at large, but their own little community within a community: Seminole Hills and the Wilson School Area. Precincts 2 and 9. Neighborhoods 7 and 10. Whatever you want to call it, it’s the southwest end of town and it runs the show.
Because of this, there is no accountability. All you have to do to win is be from that area and show your neighbors that you’re like they are. No matter what way you want to look at it, the city is suffering, the people are underrepresented, and the people have little say in anything that happens. Their cries at board meetings can be ignored, because the commissioners know that if the angry person behind the mic gets everyone he knows to vote against you, you still have a strong base.
The one thing about the Haller Ward Plan that I do not like is the raising of pay for the elected officials. People are driven to public service for things other than the pay, and the better campaign platforms that can be developed as well as the chance of knowing that they can win an election will be more than enough to get more people to seek public office. The other small thing would be that the school board should be included in this as well.
With that being said, it’s time for a change. A Ward system would give better accountability, different viewpoints at the table, and allow government to be what it was meant to be: of the people, by the people, and for the people. Instead of a few elite neighborhoods that have power over the rest of the city with no accountability overall for their actions.
Let’s take this step to save our city and bring responsible government to Mount Clemens.
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Posted: January 1, 2010 at 2:24 pm | Tags: camera, Focus, john cruz, misplaced focus, Photography, website
As promised, I’ve spent my time off putting together a portfolio site for my photography. I’m very happy with the way everything came out, all the little tweaks in wordpress I had to do to get things working the way they should, etc.
I haven’t hunted down all of the EXIF data for all the photos yet, so there’s still some gaps as far as what is what. But with that aside, I’m glad I can stop using CM has a place to display images and I can focus more on writing, where this sill give me an outlet for my creative behind the lens.
You can check it out at MisplacedFocus.com, and of course, you can become a fan via Facebook’s Networked Blogs by Clicking here.
Thank you all for your continued support in everything that I do, it really means a great deal to me. 
As always I welcome any criticisms on my work, a shot, the site, or anything else.
Here’s to 2010!
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Posted: December 15, 2009 at 11:13 pm | Tags: bing, bing.com, contest, print, tracks
Down the Tracks
So just for kicks, I decided to submit my photo “Down the Tracks” to the Bing.com (picture on the left) facebook contest to see what will be featured on Bing.com (yes, the background of the search area).
Well, to my surprise, I got an email from Microsoft today saying that my picture is one of the finalists! I’m all kinds of excited to be able to get a photo from Mount Clemens shown to worldwide audience.
But I need your help! If you’re on Facebook then you can vote for my picture. Just click here to become a fan on Bing and it will let you vote in the contest.
To show my appreciation for helping me out and being such great supporters I’ll be giving away a couple s 8 x 10 prints of this shot (which I usually sell for $25). Just leave a comment at the bottom of this post (either at http://www.cruzweb.net/2009/12/15/i-need-your-help-down-the-tracks-is-a-finalist-for-bing-com or on the Facebook note) and I’ll draw a couple random names (yes, they will be random) and if you win I’ll send you an email or Facebook message asking for your information.
So pretty please; vote and pass this along to your friends and help me win the Home Sweet Homepage Photo Contest.
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Posted: December 11, 2009 at 9:47 pm | Tags: comment, news, picture, Pictures, Samsung, tracks, Twitter, university
Lately, I’ve taken up a strong interest in photography as of late. In doing so I’ve decided to upgrade from my little Samsung NV15 P&S to a Nikon D5000 DSLR so I can get more serious about what I’m doing. I had some great encouragement with my Old Main at Wayne State picture with the University featuring it on their site and twitter feed, and my Down the Tracks shot was a Daily Deviant on DeviantArt last month.
I’ve been quite humbled by the encouragement that people have given me, and it has pushed me to keep pushing myself. I have a lot to learn, but am having a blast doing it.
With that in mind, I’ve found myself in more of a “take pictures” kind of creative mood instead of a “write stuff down” creative mood. So, I realized that before too long I’d end up turning this into a photoblog, which I don’t want to do. So I’m going to launch one sometime in the coming weeks at the start of the new year. The site is currently being developed and it will be a more complete actual place to showcase pictures and allow for comments instead of this place, which really is better for writing than pictures. I’ll have a fully integrated store to order prints, better than the one I’m currently using, and will look great.
More info later. And thanks for your support everyone
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Posted: December 11, 2009 at 9:27 pm | Tags: culture, Detroit, infastructure, transportation, urban villages
So my group for my Thursday night urban planning course finally presented all of our research data on turning Detroit into Urban Villages last night. Keeping in step with making sure data is free to be shared with the masses, here’s what we came up with. The download is in PDF format, I can’t really put a 53 page report with videos into HTML without it taking entirely too much effort. So the PDF is less than 3mb, download, and enjoy. Keep in mind that this is not a recommendation of should we or shouldn’t be, just how the topic is to be explored and what would the best ways to implement a village strategy would be.
Feel free to let me know if you have any questions.
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Anyone who has ever discussed the Euro with me knows that I have always been weary of the currency. I’ve long said that it was a bad idea at the core and that it would only be a matter of time before things got bad, and when they did, it would be disastrous. With the modern Greek Tragedy of over-reaching, government spending being experienced in other Eurozone Nationstates as well, it is becoming more and more obvious that you cannot have a fiat currency being used by multiple nations without giving up all of your sovereignty to the greater power. Yet more countries and politicians look to government, the single greatest source of the problem, to be the answer.
